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TASK FORCE TO STUDY METHODS TO REDUCE THE RATE OF UNINSURED DRIVERS

Thomas M. Middleton, Senate Co-Chair (chosen by Senate President)
C. William Frick, House Co-Chair (chosen by House Speaker)

Appointed by Governor: Ragina C. Averella; Christopher Gude; Larry E. Hinton; Gary J. Krupka, Esq.; Arthur W. Lambert; Michael J. McCartin; Martin Schwartz; John B. Stansbury.

Appointed by Senate President: Catherine E. Pugh

Appointed by House Speaker: Benjamin T. Brooks, Sr.

Ex officio: Michael J. Brady, designee of Secretary of State Police; Sandra Castagna, designee of Maryland Insurance Commissioner; Milton Chaffee, Motor Vehicle Administrator; Mark D. McCurdy, designee of Executive Director, Maryland Automobile Insurance Fund; Melissa Broome, Acting Executive Director, Job Opportunities Task Force.

Staff: Tamela D. Burt; e-mail: tami.burt@mlis.state.md.us
Richard L. Duncan; e-mail: richard.duncan@mlis.state.md.us
Robert K. Smith; e-mail: robert.smith@mlis.state.md.us

c/o Dept. of Legislative Services
Legislative Services Building, 90 State Circle, Annapolis, MD 21401
(410) 946-5530, (301) 970-5530


Final Report to Senate Finance Committee & House Economic Matters Committee due Dec. 31, 2015 (Chapter 41, Acts of 2014).


In April 2014, the Task Force to Study Methods to Reduce the Rate of Uninsured Drivers was authorized (Chapter 41, Acts of 2014).

The Task Force is to study the rate of uninsured drivers both in Maryland and in other states, and how that rate is calculated. How drivers whose coverage has lapsed but are in the process of being reinsured affect the calculation of uninsured drivers also will be considered.

Deterrents and incentives currently used, or which could be tried to reduce the rate of uninsured drivers will be studied and evaluated by the Task Force. Also, ways of lowering the cost of insurance as a means to reduce the number of uninsured drivers and to promote the economic benefits of vehicle ownership will be evaluated. Finally, the Task Force is to make recommendations based on its findings.

Authorization for the Task Force ends December 31, 2015.

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